Protecting your wallet as well as your lifestyle
You may be over insured or can self-insure, or in some situations, are underinsured. Since you can insure almost anything from lost airline luggage to long-term health care, it’s important to know the types of coverage and amounts you need – and what you can do without.
The role of insurance is to protect you from known and unknown risks. You may be reluctant to buy it because you’re essentially paying for something you hope you’ll never use. But to go unprotected and the unexpected happens, the losses to you and your family could be devastating.
Our holistic approach to risk management begins with building a long-term relationship with you and your family. Then, it’s our job to understand, based on your financial situation and potential risks, what’s the right amount of insurance you need, and then help you set that up.
We conduct a comprehensive review and analysis of all available resources to help achieve your goals related to:
If needed, we also assist with the review and coordination of insurance coverage by:
Aspiriant wealth managers aspire to learn every facet of your life so we can help protect it. This flow of knowledge enables us to identify gaps and make recommendations should something new or unexpected happen in your life.
As life becomes complex, with accumulating assets and evolving liabilities, it’s essential to review your insurance needs regularly. While we are intentionally not insurance brokers, to make sure there isn’t any form of conflict of interest when we recommend insurance, we will help you evaluate your needs and source the appropriate solutions.
Let’s take this discussion to a more personal level.