Wealth planning:

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For most people, wealth is not the destination. It’s just the vehicle. So where exactly do you want to go?

A complacent looking couple stands in front of a very large map, covered in arrows. The man's arms are very long, and he holds both sides of the huge map in his hands.
Define the possibilities and the path
Plan first, then invest
Financial plan evolution

Every situation is different. You may be coming to us in the midst of a dramatic life change — an IPO, a major career move, a divorce or retirement. You may simply feel the impulse to get greater clarity, establish control and define the trajectory of your financial life. Either way, we hope our two major service areas will supply you with the levels of support you need.

Define the possibilities and the path

Our systematic and thorough approach to financial planning marks the start of what we believe is a transformative journey. It begins with intimate, far-ranging discussions. The process is relaxed, smooth and guided by some of the most resourceful people in the business. It’s enhanced by our use of powerful technology.

The financial planning process, or the steps to create a financial plan, generally occurs across three major phases: 1) Create your vision; 2) Design and implement the plan; and 3) Evolve the plan.

Create your vision

  • Explore and articulate your values
  • Pinpoint what’s important to you
  • Identify goals that will bring you fulfillment
  • Dream about retirement (financial independence) or your “second act”
  • Align legacy with your values

Design and implement the plan

  • Take inventory with a balance sheet and cash flow projection
  • Develop a long-term investment strategy
  • Maintain a sound estate plan
  • Leave a meaningful legacy

Evolve the plan

  • Commit to the plan and review it regularly
  • Evolve and tweak the plan according to life’s transitions
  • Maintain discipline and objectivity

Plan first, then invest

Out of the fog of hectic modern existence, goals, challenges and priorities emerge. A clear financial plan takes shape, reflecting answers to fundamental questions like:

  • Can I leave my lucrative career and pursue another passion?
  • If I live to be 105, will I have enough money?
  • How will my financial situation change if I get married – or divorced?
  • If the market tanks, will I have enough money?
  • Will my family be taken care of if something happens to me?
  • How will I fund my kids’ education?
  • How can I leverage my stock options and 401(k)?
  • How can I transfer my wealth to the next generation in the most tax efficient way?
“ Our systematic and thorough approach to financial planning marks the start of what we believe is a transformative journey. It begins with intimate, far-ranging discussions.”

Sandi Bragar, CFP®

Chief Client Officer, Partner

Financial plan evolution

Your financial plan centralizes your entire financial life in one living, breathing document, meaning it is constantly evolving. A high-caliber financial plan is a beautiful thing. So is a tightly crafted investment strategy. But to really be valuable, both have to be diligently executed.

The work is spearheaded by a core team that works with you closely day-to-day. We work to stay on top of all the minutiae, answer all your questions, and provide counsel on decisions both large and small. Whether it’s freeing up cash flow, adapting to a change in your retirement plans, advising on revisions to your estate plan, or fine-tuning each year’s tax strategy and filings, we’re constantly taking care of business on your behalf.

The plan evolves as your life does. Your time horizons, your income targets, your liquidity needs, and many more essential parameters become the foundation for your investment strategy. (Read more about our investment operation here.)

How can we help?

Let’s take this discussion to a more personal level.

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